Small business owners, you’ve worked hard to build your business. Whether you own a restaurant, retail store, professional service or you are a service contractor, your business needs protection regardless of how large or small your business is. If something goes wrong, you need peace of mind to know that you can respond quickly. That could be the difference between continuing to live your dream or not. That is why it is wise to invest in a Business Owner’s Policy (BOP). A BOP is a packaged policy containing both liability and property coverage. With one easy to manage policy, you can protect your business liability and the inventory, tools, and equipment needed to run your business.
Benefits of having the right BOP
These are some of the benefits of owning the right Business Owners Policy (BOP):
In the event of a covered claim, your insurance will pay for bodily injury, property damage and expensive lawsuits.
If your business personal property is destroyed by a covered event your carrier will repair and/or replace the property your business needs to succeed.
If your business is shut due to an unexpected event, your policy may provide coverage for loss of income so that you can maintain your employees and get back to work quickly.
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