Disabling injuries are more common than one believes, with a substantial number of people in the United States suffering from a disabling accident before retirement. Disability Insurance is meant to provide some protection for this, insuring your earned income, in the event you are no longer able to perform your job due to a covered incident. In other words, disability insurance can pay out your full, or a percentage of, your regular paychecks in case you become too ill or disabled to work.
What Disability Insurance Options are Available?
Here at MVP United, we have partnered up with a national health insurance broker Panorama 360, They have a variety of different options for you to choose from, when it comes to disability insurance. The type of disability insurance that suits you, will depend on your needs and the type of protection you are trying to acquire. Disability insurance can be provided by an employer, or it can also be purchased directly by you. At the end of the day, the specific type of disability insurance you purchase will depend on the type of pay you are trying to cover. Here are some of the options we have available:
Long-term disability insurance
Short-term disability insurance
Mortgage disability insurance
Supplemental disability insurance
Social Security disability insurance
State disability insurance
Self-insurance
Workers’ compensation
Benefits of having the right Disability Insurance Coverage
These are just some of the benefits that you can get once you invest in the right disability insurance plan:
Financial protection – disability insurance can provide financial protection for you and your family in the event of a disabling accident. Depending on the type of coverage you will receive a percentage of your current income, allowing you to continue to support yourself and your family even if the worst-case scenario was to happen.
Peace of mind – feel comfortable that you and your family are protected and secure in the event of a disabling injury.
Want to get more information on our available disability insurance plans? Talk to our insurance specialists today!
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